Bankruptcy, Workers’ Compensation and Personal Injury Attorney & Law Firm Fort Collins
Serving Clients in Fort Collins, Greeley, Loveland, Larimer & Weld Counties
Are creditors constantly harassing you? Do you feel like you cannot escape the piles of overdue bills and credit card statements? Delaying, ignoring, or doing nothing about your debt problems may result in additional financial complications that could have easily been avoided if you sought experienced assistance immediately after you started experiencing debt issues. If you are thinking about filing for bankruptcy, contact the bankruptcy lawyer at Sumner Law Office, PC.
Since 1998, Sumner Law Office, PC has helped individuals conquer issues that accompany financial troubles. We are aware of how to use bankruptcy law to help preserve a client’s assets and allow them to experience immediate debt relief. Our firm can also help people rebuild credit and start a new life after bankruptcy. You do not have to let debt consume you and every other aspect of your life—be proactive and contact our firm as soon as possible. We offer free initial consultations to those who wish to learn more about how our firm can help them with their financial situation.
Considering filing for bankruptcy? Call us!
Bankruptcy is the process that allows consumers and businesses to repay or eliminate their debts under the protection of the federal bankruptcy court. Bankruptcies are often divided into two types: liquidation and reorganization. Since there are a plethora of bankruptcy myths, bankruptcy is often seen as a last resort for those who are facing extreme amounts of debt. However, there are many benefits of bankruptcy, and if you contact our firm, our experienced attorney can help determine if filing for bankruptcy is your best option.
We can also decide which type of bankruptcy is best for you. We utilize a bankruptcy means test that can determine which type of bankruptcy is right for you by calculating your past six months of income. If you are above or below the median income for your household, you may qualify for Chapter 7 or Chapter 13 bankruptcy. Depending on the type of bankruptcy for which you qualify, our bankruptcy attorneys can provide you with a bankruptcy timeline, and assist you during every step of the process. Our firm has helped dozens of people regain their lives after bankruptcy, and start to rebuild a solid foundation of positive credit.
We Can Determine What Type of Bankruptcy for Which You Qualify
If you are considering filing for bankruptcy in the Northern Colorado area, it may be beneficial for you to contact an experienced bankruptcy attorney. We can determine if you qualify for Chapter 7 or Chapter 13, and help you during the entire bankruptcy process.Chapter 7 bankruptcy gives debt relief to those who have credit card debt, unsecured loans, overdue medical bills, broken leases, and much more. When a person files for Chapter 7, they may be forgiven from said debts, and will not be expected to pay any money to creditors or banks. Creditors are not allowed to call, sue, write nasty letters, or do anything to try and collect money from you once you file. When your Chapter 7 claim is finalized, creditor harassment will permanently cease.
Chapter 13 bankruptcy is ideal for those whose homes are in the foreclosure process, whose cars are in the repossession process, and who are experiencing wage garnishments. When a person files for Chapter 13, they can keep certain secured assets, such as their car and home. It is also an ideal form of bankruptcy for individuals who own valuable nonexempt property and do not want to relinquish said possessions.
We can help clients file for Chapter 13, and consolidate their debts into one monthly payment that they can actually afford. Foreclosures and repossessions stop once a person files for Chapter 13 bankruptcy, and an individual has anywhere between three to five years to make payments towards their debts. If the repayment plan is followed correctly, all of their remaining dischargeable debt will be forgiven. Our firm can contact creditors and banks on a client’s behalf, and decide on manageable debt repayment plans.
Get Bankruptcy Relief—Contact Our Northern Colorado Law Firm Today
Do not let debt consume your life. If creditors are constantly calling, it is time to take action and learn what you can do to minimize or eliminate your debts. Contact an experienced firm that has helped thousands of clients resume normal lives after bankruptcy. Our website offers a bankruptcy FAQ for those who are uncertain as to whether they should consider bankruptcy, as well as information on thebankruptcy process.
For more than 15 years, our team has been assisting clients who are facing financial challenges take action and explore their options for debt relief. We offer free consultations to those who wish to discover how our firm can help relieve their financial burdens, and regain a financially stable life after filing for bankruptcy. If you are considering filing for bankruptcy, file with the aid of an experienced lawyer.